Financial confidence fuels retail success.
Retailers face shrinking margins, shifting demand, and a workforce under stress. Our employee purchase program helps their workforce manage unexpected expenses responsibly so they can stay engaged, deliver exceptional customer experiences, and focus on the bottom line.
Talk to an ExpertRetail evolves, workforce pressures grow.
Retail blends in‑store and online experiences. Yet high turnover, shifting demand, and workforce fatigue continue to undermine productivity, service quality, and employee retention.
Retaining talent in a competitive market
As opportunities multiply across industries, retailers must work harder to attract and retain dependable employees who deliver consistent service.
Controlling costs with disciplined budgets
Narrowing profit margins and rising costs limit retailers’ ability to invest in programs that build employee well‑being and engagement.
Reducing fatigue amid variable schedules
Unpredictable shifts and seasonal peaks can lead to fatigue, disengagement, and reduced performance among frontline retail employees.
Meeting evolving workforce expectations
Today’s retail workforce values flexibility, stability, and benefits that support their financial well-being, key factors in job satisfaction and retention.
When life happens, employees need flexible options.
Disciplined, responsible, and transparent, Purchasing Power has partnered with employers for more than 25 years to strengthen their total rewards strategies. We help empower over six million employees to budget more predictably, avoid high-interest credit card debt, and build financial discipline for lasting peace of mind.
Designed for large essential, unplanned purchases
Purchasing Power makes it easy for employees to access everyday essentials and household items from thousands of trusted brands.
Payroll deductions that fit your existing systems
Our program connects with benefits administration and payroll systems, aligning to existing workflows for easy payroll deduction.
Built to help minimize debt and financial hardship
We offer a responsible alternative to high-cost, high-interest options with built-in safeguards like spending limits that help prevent overspending.
Total cost visibility means fewer payroll questions
When cash or credit are not an option, employees can purchase items confidently knowing the price is final at checkout with no hidden fees or credit checks.
