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Value-Add Services

Added value.Big impact.

Unlock additional tools and resources that help employees manage expenses, reduce stress, and build financial confidence through Purchasing Power.

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98%

of employees consider Purchasing Power a valuable part of their benefits package.1

86%

of employees say the financial benefits help reduce stress.1

52%

of employees say employers should provide resources on how to manage the cost of living.2

Direct access to local, vetted financial resources.

SpringFour

Employees can quickly get connected to local, vetted nonprofit organizations and agencies to get the help they need with everyday expenses such as utilities, groceries, and healthcare.

Payment support

Help employees stay on track with bills and commitments through tailored financial guidance.

Stronger workforce well-being

Promote engagement, stability, and loyalty through tangible financial wellness solutions that make a measurable impact.

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A free resource to combat rising food costs.

Grocery Power

A free resource that helps Purchasing Power customers stretch their grocery budget with curated discounts, easing cost-of-living pressure and improving daily financial confidence. Although we don’t sell groceries, we make it easy to check off your grocery list.

Accessible grocery savings  

Give employees an easier way to afford groceries and manage their monthly food budgets more effectively.

Reduced cost pressure

Ease the burden of rising prices so employees can stay focused and engaged at work with fewer daily distractions.

Smart spending support

Provide savings opportunities that encourage employees to prioritize needs, reduce overspending, and purchase more intentionally.

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Healthier financial habits

Promote more consistent budgeting that supports long-term financial stability and greater peace of mind.

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Live 1:1 financial coaching.

Balance

Employees get confidential support from certified coaches who can help with budgeting, improving credit, managing debt, and planning for major financial milestones like homeownership.

Financial coach hotline

Employees can speak with certified coaches for support with budgeting, money management, and credit questions.

Budget counseling

Coaches partner with employees to create personalized spending plans that align to their long-term financial goals.

Debt counseling

Expert guidance helps employees develop strategies to manage and reduce personal debt responsibly over time.

Home ownership education

Coaches offer assistance with improving credit, saving for a down payment, and preparing to buy a home confidently.

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Support smarter financial growth for your workforce.
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HII
CSEA NY
Coca-Cola Bottling Company
Louisville Metro Government
Trilogy
CSEA CA
Greyhound
Piedmont
AFGE
ASEA
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Top Financial Wellness FAQs.

Here are a few of the most common questions about how our value-add services support employee financial well-being.

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Why does Purchasing Power offer financial wellness services?

While macro-economic trends may ebb and flow, the reality is that there consistently remains an overlooked sliver of Financial Health that needs to be recognized: the ability to purchase the things you need, when you need them. This represents a human challenge and can affect anyone, at any point, because life doesn’t fit neatly into a salary band.

But it’s not simply about being able to purchase goods and services. It’s also about ensuring you have access to the right resources when life happens, and also ensuring that you have the right long-term path toward financial empowerment.

Purchasing Power is partnering with SpringFour, Balance, and Grocery Power to ensure that employees have the access to financial tools – wherever they are on their financial journey.

What does the expanded set of ancillary financial wellness services include?

The suite of services focuses on a consumer’s financial journey, that could include connecting employees to the Financial Health Resources they need and the ability to purchase goods and services.

What is required of the employer to enable employee access to these services?

Nothing is required of the employer. Employers are not required to go through any implementation steps to enable employee access to these services. Services will be integrated into PPC platform without employer effort.

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    2025 Financial
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