The benefit that works as hard as your people do.
Millions of workers have limited cash on hand and need pay-over-time solutions. For 25 years, Purchasing Power has helped organizations support employees financially.
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Purchasing Power helps millions of people without access to cash or affordable credit get what they need today and pay over time through simple payroll deduction, helping organizations support their workforce and strengthen their benefits.
The reality of financial hardship in the workforce.
Employee financial hardship is a trillion dollar issue and every day impacts the bottom line in the following ways:
Financial stress follows employees into work
Unexpected expenses can drive distraction and anxiety, leading to absenteeism, higher healthcare use, and lower productivity on the job.
When finances suffer, so can mental health
Financial stress can contribute to anxiety and depression, raising healthcare costs and making it harder for employees to stay focused and motivated.
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Retirement withdrawal can come at a high cost
Pulling from savings may solve short-term needs, but taxes, penalties, and lost growth weaken financial security and reduce long-term resilience.
Financial strain reduces safety in the workplace
Money worries distract employees, lowering focus and decision-making, increasing safety risks, and eroding overall workplace performance.
The opportunity to build a more resilient workforce.
Purchasing Power affords companies the opportunity to strengthen their employees' financial wellness while delivering immediate value.
Reduce financial stress
Provide employees with predictable access to the things they need, helping them reduce financial concerns, better manage expenses, and feel more secure and confident.
Increase employee sentiment
Give employees the ability to focus on work, improving their overall well-being, engagement, team morale, and likelihood to stay.
Protect retirement savings
Offer a responsible alternative to costly loans and withdrawals so employees can preserve their long-term financial security and peace of mind.
Bolster total rewards strategy
Enhance your existing benefits with a practical program that reduces stress, supports retention, and drives greater satisfaction with your total rewards.
Where we fit in and how you stand out.
Purchasing Power is a hassle-free alternative to credit cards, high-interest loans and buy now, pay later services. Employees gain access to essential products without relying on debt that can carry high fees or unpredictable terms.
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Real people. Real impact.
“This is the best ROI ever because it costs nothing and your employees will love it.”
“If someone is struggling to buy what they need and they don’t have the money to purchase it, this [Purchasing Power] is the perfect option for them.”
“We’re pleased with how Purchasing Power not only supports financial wellness but contributes to employee wellness.”
For employers
Reduce financial stress, improve focus and safety, and show your commitment to employee well-being without impacting payroll budgets.
For partners
Strengthen your value proposition with a responsible purchasing option that reduces financial stress and supports wellness goals.
For employees
Manage essential purchases without credit cards or retirement savings and gain greater peace of mind along with stronger financial security and confidence.