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PurchasingPower.com
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Attract. Strengthen. Empower. All with one powerful benefit.

Free to offer. Simple to roll out. Give your employees instant access to essential products and services through easy payroll deduction, helping them and your organization thrive.

For Employers
98%
of employees say Purchasing Power adds value to their benefits.1
For PArtners
97%
of employers continue offering Purchasing Power year over year.2
For Employees
89%
of employees feel greater peace of mind with access to Purchasing Power.1
TSEA
HII
CSEA NY
Coca-Cola Bottling Company
Louisville Metro Government
Trilogy
CSEA CA
Greyhound
Piedmont
AFGE
ASEA
Why Purchasing Power
For Employers
For Employees

A benefitthat works.

Bolster your total rewards strategy

Enhance your benefits package with a voluntary benefit that complements existing offerings, supports employee financial wellness, and helps attract and retain top talent.

Compatible with your existing systems

With years of implementation experience, Purchasing Power connects easily to your payroll and HR platforms, making setup simple and driving quick employee adoption.

Minimize retirement savings withdrawals

Since 2001, our employee purchase program has helped employees make essential purchases responsibly, reducing the need to tap into retirement funds and protecting long-term financial security.

Reduce employee financial stress

Give employees access to what they need, when they need it most, supporting lower financial stress and better focus at work and in life.

"Purchasing Power really helps boost employee morale and shows that we’re invested in our people. It gives our employees a genuine sense that we care about them, and that’s why we’re so grateful for it."3
"If I was talking to another HR professional about Purchasing Power, I would tell them to take the leap because I think it is one of the easiest programs that I’ve ever implemented with the most reward."4
81%
say they are less likely to borrow from their retirement savings.1
77%
of employees say they believe we help reduce their financial stress.1

See the full experience.

Take a Tour

For whenlife happens.

No credit checks and no hidden fees

Eligibility is based on employment, not credit history. Every product and service shows full cost upfront with no hidden fees or interest so you can purchase with confidence.

Purchase life’s essentials and unexpected

From appliances and electronics to tires and furniture, Purchasing Power makes purchasing accessible when you need it, even without cash or credit. Used by one million people and counting.

Make interest-free payments over time

Payments are deducted directly from your paycheck over a set period, helping you budget confidently, avoid unexpected debt, and stay in control of your finances.

Access financial wellness tools

Explore budgeting tools and expert resources designed to keep you on track and build lasting financial stability.

Buy what you need,
when you need it with
45K+
products & services
Couch
Lower total cost of ownership.
Manageable payments with spending limits.
Transparent, upfront, all-in-one pricing.
“I used Purchasing Power during my bankruptcy when credit wasn't an option and have continued to use it for unexpected needs.”5
“I like how I can have payments deducted straight from my paycheck, especially when I can't afford to pay all at once."6
2M+
visits to our Financial Wellness pages7

See the full experience.

Take a Tour
How TO Launch

From sign-up to success. Rolling out your new benefit.

Our launch process is simple and efficient, with four easy steps that engage your Payroll, HR, and IT teams to get you up and running quickly.

01

Discovery

The account management team works with you to align with your organizational goals and systems, ensuring a smooth and successful experience.

02

Implementation

Our technical experts guide you through a simple, secure setup that works effortlessly with your payroll and benefits systems.

03

Customization

Our team helps tailor employee communications that build awareness and engagement from day one.

04

Launch

Your dedicated support team leads a successful program launch and stays with you every step of the way.

Real people. Real impact.

See all case studies
Angle Left
Angle Left

“This is the best ROI ever because it costs nothing and your employees will love it.”

Kimberly Csan | Corporate Director of Benefits, HII
Read the full story

“If someone is struggling to buy what they need and they don’t have the money to purchase it, this [Purchasing Power] is the perfect option for them.”

Beth King, Director of Member Benefits
Read the full story

“We’re pleased with how Purchasing Power not only supports financial wellness but contributes to employee wellness.”

Benefits Manager, Trilogy Health Services
Read the full story
Resources

Featured resources to help you empower employees and enhance benefits.

Thought Leadership

HR.com: A New Era for EAPs: Personalized, Proactive, and People-Centered

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Press Release

Purchasing Power Names Jason Steed as Vice President of National Sales & Market Development

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Thought Leadership

Metro Magazine: Benefits Will be Crucial in Addressing the Transportation Sector’s Growing Labor Needs

Read More
Thought Leadership

BenefitsPro: Crafting a Total Rewards Strategy for the Multigenerational Workforce

Read More

Visit our resource hub to learn more

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